What fees really cost a DCA plan
A 1% fee is $1 on every $100 you buy. Small, until a schedule runs it hundreds of times. Pick a plan and see both costs of each fee level: the dollars paid, and the Bitcoin those dollars never bought.
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| Fee per buy | Fees paid | Bitcoin lost to fees | Value lost |
|---|
Same plan at every row; only the fee changes. Fees are charged on each buy, and the lost Bitcoin is valued at the latest price. Replayed on daily prices (Coinbase, via btcdollarcostaverage.com). Spreads are a second, quieter cost: if the price you are quoted sits above the market price, the gap works exactly like a fee.
Why this matters more than the sticker price
Two platforms can both advertise cheap buying and differ by 2% per trade once fees and spread are added. On a five-year weekly plan that gap is not a rounding error; it is a visible slice of the final stack. Before committing to a recurring buy anywhere, run your schedule here at the fee you will actually pay, then at 0%, and compare the "Bitcoin lost" column. That column is the honest price of convenience.
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Education only, not financial advice. Past performance does not predict future results.